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2026 premium increase calculator

Name: health insurance comparison
Brand: Compare Club
Rating: 4.6 (8662 reviews)

Health insurance premiums are rising by an industry average of 4.41% in 2026. But your premiums could go up by significantly more. Individual health funds are raising their average premiums from anywhere between 1.00% to 4.51%.

So how do you know if you’re paying too much? Answer two quick questions and we’ll give you an estimate based on our real policy data.

Your premium could go up by… $

Health insurance premiums
set to rise in 2026

Health insurance premiums will increase by an average of 4.41% in 2026. The annual price rise usually takes place on 1 April, but this year some funds have opted to delay their increase until later in the year.

Most policies will still cost more by the end of the year though and if you haven’t checked for a better deal in the past few years, you could be paying too much.

Use our calculator to estimate your fund’s average price increase or click below to compare policies from our panel of trusted health insurers.

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* Compare Club does not compare or sell all funds or all policies available from the health funds on our panel. Always check any communications from your health fund regarding the premium increase carefully.

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